One of the things I love about writing is that I can learn about all sorts of topics and resourcs that I wouldn never have found before. One of the most informative areas of study I've found is in finances. There are so many options that most people don't even look into.
I have a friend who is 35, has two children, and is still paying back the university costs of her and her husband's student loans. It isn't so bad that she must repay the student loans, more than ten years after she left school. The hard part is that they are living in a small house, in a small town, driving used vehicles. They laugh that they will have their loans paid off in time to start saving for their children's educations.
It doesn't need to be that way. A student loan consolidation will not necessarily save them money in the long run, but it will improve their standard of living - dramatically.
I don't know if there is a monetary value placed on my 'free education' but I can always use it to make my children's life easier.
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