I read on a news website that most UK homeowners waste up to 20 000sterling because they have the wrong mortgage product. This problem is compounded in the USA. The news is filled with reports that the banks are tightening criteria. This is true, but it doesn't mean that there is no money to lend.
Most of the mortgage lenders are still lending money to low risk people, especially those who are looking to save money.
Most work at home professionals are trying to earn a little extra to pay the bills. Most of them could reduce their financial burden - just by remortgaging their house.
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