I've started looking into house insurance for next fall. We have been paying a high amount for 4 years, almost double our previous fees. We felt trapped by the local brokers. Last winter was the first time I've used an online insurance company and I won't go back.
The hardest insurance to buy is home insurance. I want good coverage - more than enough - and I don't want a hassle when it comes time to pay out if anything happens. I am willing to pay more for this type of coverage, but it is difficult to find good coverage at low prices. That is why I've started to use comparison sites and 'break free' of the brokers.
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